During the past twenty years, I have represented disabled persons through all aspects of their claims and litigation.
I Know the Importance of Your Claim
As a young man going to college, I witnessed my father, a general surgeon, suffer from a career ending disability. From my personal experience, I understand the importance of your claim and legal issues.
What You Should Know
There are two general types of disability coverage – individually owned policies and group disability policies. An individually owned policy is governed by state law. State law primarily consists of case law from each particular state which interprets the policies. A group disability policy is governed by the Employment Retirement Income Security Act (ERISA). ERISA is a complex body of federal law. The remedies and procedures which control individual and group disability policies vary substantially. In my experience, disability insurance companies are represented by attorneys whose practices focus on representing disability insurance companies. Typically, these attorneys have substantial experience in defending disability insurance claims. Moreover, it is my experience that effective representation of an individual contemplating or pursuing a disability insurance claim requires knowledge and experience in disability insurance law.